HomeSurgery ArticlesHow Much Does Top Surgery Cost in Australia

How Much Does Top Surgery Cost in Australia

When wanting to undergo gender-affirming procedures like top surgery, it is very important to be informed about the expenses and details related to the process. This procedure is a big part of the transition journey for many in Australia who identify as transgender or non-binary, allowing them to physically express their gender identity.

Understanding the financial costs of top surgery can be daunting, as there are a range of variables that can influence the price. These include the surgeon’s experience, type of procedure carried out, clinic setting, and extra services required.

This blog post intends to provide an in-depth analysis on the cost of top surgery in Australia. We will take a look at how various factors contribute to the price, the average cost range, and options that may cover the expenses such as financial aid or insurance. Through this post, we hope to help individuals make informed decisions.

Understanding Top Surgery

Top surgery is a term that covers a range of surgical procedures designed to alter the appearance of the chest. It may also be called chest reconstruction or masculinizing chest surgery. There are two primary types of top surgery procedures: bilateral mastectomy and keyhole. The former involves removing both breasts, while the latter is conducted by making small incisions and typically only requires a single breast to be removed.

The cost of top surgery in Australia can vary depending on the procedure, practitioner and hospital, but it is usually pricier than other plastic surgery procedures. On average, the cost of this type of surgery generally ranges between $15,000 and $20,000.

Price Ranges of Top Surgery in Australia

The cost of top surgery in Australia varies and can be impacted by a range of considerations, such as the surgeon’s charges, the hospital’s fees, the kind of operation performed, and the patient’s distinctive situation.

Here is a general overview of the price ranges for top surgery in Australia:

  1. Double incision top surgery (DI) in Australia typically costs between ten and twenty thousand dollars.
  2. Keyhole top surgery (KHT) in Australia can come with a price tag of between $8,000 and $15,000.

It is important to keep in mind that these figures are merely estimates, and the actual cost of top surgery can vary widely. Therefore, it is advisable to obtain quotes from multiple surgeons before taking a final decision.

Here are some of the factors that can affect the cost of top surgery:

  1. The surgeon’s proficiency: Generally, those with more experience demand a higher rate than those who are just starting out.
  2. A surgeon’s location can have a major impact on their costs, with those in major cities typically requiring more than practitioners based in smaller towns or rural areas.
  3. The cost of DI top surgery is usually higher than that of KHT top surgery.
  4. One’s individual circumstances may necessitate extra treatments, such as liposuction or nipple grafts, and this can lead to an increase in the surgery’s cost.

It’s important to do your research when looking into top surgery. Gather price estimates from various surgeons and inquire about financing possibilities. Many surgeons provide payment plans or other financing options which can assist in covering the cost.

List of Costs Involved with Top Surgery

The cost of top surgery in Australia can be affected by many variables, like the kind of operation you get, your choice for a surgeon, and whether or not your health insurance covers it. As part of setting aside funds for this procedure, here are a few costs you may need to consider:

  1. Surgery costs can vary depending on the surgeon’s expertise and reputation. Generally, top surgery will cost between $5,000 and $15,000.
  2. If general anaesthesia is required for the surgery, it’s important to consider the expense of the anaesthetists. This tends to range from $600 – $2,000.
  3. Some hospitals or surgical centers may require an extra fee, which ranges from $500 to $1,500, in addition to the surgeon’s costs.
  4. Depending on the length of your hospital stay and the level of care needed, make sure to factor in the cost – usually at least several hundred dollars per night.
  5. You may be given medication to support your healing and provide pain relief after your operation. The cost of these prescriptions can vary, depending on the type of medication and the details of your insurance coverage. To get hold of them, you should head to a local pharmacy.
  6. You will be required to have several follow-up visits with your surgeon after any procedure is done. Generally, these visits range in price from $100 to $200.

Health Insurance Coverage for Top Surgery

Covering the cost of top surgery in Australia can be done through various methods. The most typical is private health insurance, which may cover some or all expenses related to the procedure, depending on your policy. It’s important to check with your insurer before scheduling the operation as many companies require you to have undergone gender transition for at least a year before they are willing to pay for it.

If you don’t have private health insurance, there are other avenues of assistance you can explore. These include Medicare and the National Disability Insurance Scheme (NDIS). If that isn’t suitable, some surgeons provide finance options to make the cost of surgery more manageable.

No matter what financing option you opt for, it’s important to do your homework and ensure you’re comfortable with both the surgeon and clinic that will do the top surgery. This can be a hugely transformative procedure, so you want to make sure you’re getting optimal care.

Guidelines and Qualifications for Funding Assistance

The Australian government offers financial aid for top surgery through Medicare. In order to qualify, you must meet the criteria of:

  1. You must be 18 or above to qualify.
  2. Someone who is a resident of Australia on a permanent basis.
  3. Investigating gender dysphoria with a mental health professional
  4. It is recommended that individuals live in their chosen gender role for at least a year, with some exceptions if they are under extreme distress.
  5. Able to provide psychological reports from TWO independent clinicians supporting your surgery
  6. Endorsed by a treating doctor as appropriate for surgery

If you do not satisfy the mentioned requirements, you could still obtain funds via private health insurance or paying out of your own pocket.

The Different Types of Top Surgery Available in Australia

In Australia, the two main top surgeries are breast augmentation and mastectomy. Commonly, breast augmentation consists of making small incisions around the Areola to insert implants; it can be done under general or local anesthetic with sedation, taking 1-2 hours to complete. In contrast, mastectomy is a more serious procedure which entails removing some or all of the breast tissue, usually when other treatments such as hormone therapy or radiation therapy have not proved effective.

How to Reduce the Cost of Top Surgery

There are a few ways to lower the cost of top surgery in Australia. You could be eligible to receive Medicare benefits, which could significantly reduce your out-of-pocket expenses. Additionally, inquire with your private health insurer about any rebates they may offer. Many surgeons provide discounts for up-front payment and pre-bookings; if cost is a concern, don’t forget to inquire about these cost savings.


The cost of top surgery in Australia can be high, but emotions and mental wellbeing should also be taken into account. When searching for the right procedure, it is wise to research providers and their prices beforehand. For a successful journey, you must find a provider that meets your needs and is conscious of the budget.


1. What is the expense of top surgery in Australia?

The expense of top surgery in Australia fluctuates significantly, based on the specialist, type of methodology, and specific requirements of the patient. Nevertheless, typically the cost is estimated to be around $10,000.

2. What are the different types of top surgery?

The two primary kinds of top surgery are female-to-male (FTM) and male-to-female (MTF). The type you require depends on your current bodily configuration and the goal you desire.

3. What can I do to determine if top surgery is the right choice for me?

If you’re thinking of top surgery, it’s crucial to consult a skilled surgeon to debate your candidacy. Your overall wellbeing, skin elasticity, and bone structure may influence if you’ll be an ideal candidate.

4. What are the risks associated with top surgery?

Any surgical procedure carries risks, such as bleeding, infection, and scarring. Your surgeon should inform you of these before your operation in order for you to make an informed decision.

5. Can someone tell me if medical insurance covers top surgery?

Most health insurance plans in Australia are yet to cover the cost of top surgery. It is, however, wise to check with your insurer for any possible discount or partial coverage for certain procedures.

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